Cash advance limit. We may limit the amount of your credit limit that can be used for cash advances. At first glance, the Wells Fargo® Business Secured credit card is pretty much what you`d expect from a secure business card. You pay a down payment, and that`s your line of credit. But it has an interesting reward system where you choose between two programs, each of which works slightly differently. Zero Liability Program: You will receive a full refund for unauthorized purchases made with your Business Secured credit card and reported promptly. Notifications inform you of available funds and account activity. Chip technology adds another layer of fraud protection. Fraud Monitoring monitors your work accounts. The drop-down list contains credit card issuers that have filed credit card contracts under section 204 of the Credit Card Accountability Responsibility and Disclosure Act 2009 (CARD Act). If you can`t find a card issuer, it can be: Prime Rate + 13.24% to Prime Rate + 21.24%, depending on your credit score. Look at the back of the credit card or your last monthly statement to find the name of the issuer.

The bank, retailer or other legal entity whose name appears on the front of the card may not be the actual issuer of the card. You can also check the issuer`s website. As a rule, the name of the bank is indicated at the bottom of the issuer`s home page. Request a copy of your credit card agreement in four simple steps: Your total credit limit will be provided with your credit card and displayed on each of your statements. You agree to use your account only within the limits. If you exceed your total credit limit, we may authorize the transaction without increasing your total credit limit or refusing the transaction. If we authorize the transaction, we may process this amount due beyond the limit amount with the minimum payment on your next statement. If you exceed the limits, you will continue to be responsible for all the loans you receive. We can adjust your credit limit at any time, including automatic line of credit increases for those who qualify. (1) Agreement. This Credit Card Account Agreement (“Account”) includes the Credit Card Agreement (“Agreement”), the important terms of your credit card account, and future changes to this Agreement. This Agreement is a contract between Wells Fargo Bank, N.A.

and each Account Holder. You and all joint account holders agree to the terms of this Agreement by using or activating your account. .